Our firm's Poconos bankruptcy practice focuses primarily on helping consumers obtain the debt relief they need to regain control of their financial situations through Chapter 7 and Chapter 13 filings. If you, like many Pennsylvania residents, maybe you lost your job, or are you struggling with your small business bills, are behind on your car or mortgage payments, or are overwhelmed by massive credit card debt, declaring bankruptcy can help get your life back on track.
If your property is not fully exempt, you will be able to keep it if you pay its non-exempt value to creditors in a chapter 13. However, if your creditors have a security interest in your home or car you are still required to make payments on that debt if you wish to retain the property.
They're prohibited by law from giving you advice about whether you should file, but you may be able to get a pretty good sense of whether your case is simple or unusual, and whether your situation is so dire that bankruptcy is your best remaining alternative.
Our attorneys practice in numerous areas of law in Stroudsburg, including: adoption, bankruptcy, car accidents, criminal law, DUI & DWI law, family law, foster care, personal injury cases, real estate law, truck accidents, trusts, wills, and estate law.
Bankruptcy For Free provides several listings of available attorneys ready to help you with your bankruptcy in Shawnee On Delaware, PENNSYLVANIA. Our Stroudsburg Chapter 7 Car Accident Lawyer bankruptcy attorneys have more than 75 years of combined legal experience, and over that time have helped many people eliminate their debt and get a fresh financial start.
Unlike Chapter 7 bankruptcy, which focuses on debt discharge, Chapter 13 bankruptcy consists of a three-to-five year repayment plan that allows you to pay back a percentage of your debts. When you hire our bankruptcy firm, we will take the time to help you understand the advantages and disadvantages of filing for bankruptcy.
Within 20 to 40 days after you file your papers, you'll have a "meeting" with the bankruptcy court trustee. If you can't make the required monthly payments, your Chapter 13 bankruptcy fails and your debts will remain (unless you convert to a Chapter 7 bankruptcy).